As I learn more about managing finances, there are essentially a few categories we need to optimise:What we make (i.e. earnings)What we spend (i.e. expenses)What we grow (i.e. investments)Well, clearly - the difference between the earnings and expenses, will determine the amount of investment that

Okay, now this is a pretty controversial topic.You probably heard about me saying that I hate keeping excessive money in the banks.And this advice is not from me, but from a billionaire Ray Dalio.The Logic Behind Why Saving Money Is Bad Ray Dalio had a

As I am writing this, it is already Aug 23.For those who are following me, you would realised that I didn't have a blog post in Jul 23. Well, the reason for that is because Jun/Jul was an earnings seasons, so there weren't many opportunities

Warren Buffett once famously revealed his rules for investing success:Rule No.1 - Never lose money. Rule No.2 - Never forget rule No.1If you are not sure what the term "Assassin" is......it is from a book called the "The Art of Execution" by Lee Freeman-Shor.Till date, I find

“No one should be ashamed to admit they were wrong, which is but saying, in other words, that they are wiser today than they were yesterday.” - Alexander PopeRationally we all know to do this. But emotionally, it’s hard to admit defeat and cut your